Buying a Home Requires a Plan...

The dream of owning a home has become a reality for a lot of people over the last few years.   Because of reduced prices, many  buyers have jumped into the status of being a homeowner before they have addressed all aspects of this big decision.  If that is you, it is not too late to get a plan started now.

 

When purchasing a home, it is  important to have a plan so that you and your family will be secure for many years to come.  I can't emphasize enough how important it is to work with professionals who are willing to listen to your dreams and goals and to help you establish a personal path to get you where you want to go.

 

Buyers often think that finding a home they like, in the price range they can qualify for and getting a good interest rate is pretty much all they need to do.  Of course, these things are important, however, making a plan that includes all financial aspects will help you make the choice that is best for you.

 

Putting a financial plan together can sound overwhelming at first, but it is as easy as assembling a team of professionals who are genuinely intererested in seeing you achieve your long term goals.  Your team should consist of a mortgage lender, an accountant, a Realtor, a financial advisor, an insurance agent, an estate planner and, in some states, a real estate attorney.

 

Planning for your future and buying a home is a big step for most people.  Just the  process of finding a home and getting the loan can be overwhelming.  This is why choosing the right people to have on your team is important.  A good professional in any one of these areas should be able to refer you to another business person whom they know and trust in the appropriate field.

 

To begin, find a Realtor or mortgage lender that realizes the importance of having a team  in place to create solid financial plan.   If they are truly interested in helping you to achieve your goals and not simply making the sale, they will have other business people in mind that they will refer you to with confidence to assist in creating a great plan to secure your future.

 

Nancy Puder is the broker and owner of Signature Properties, a prestigious real estate sales and management firm in Arroyo Grande, CA.  You may contact her at Nancy@NancyPuder.com or (805)710-2415 Your calls are always welcome!