Nipomo Worth Checkin Out!

Voted best weather  in the entire country and still only 20 minutes from the beach,  buyers should check out Nipomo when searching  for their new home.

 

Located just south of Arroyo Grande,  Nipomo has grown considerably over the past several years with lovely new neighborhoods and a large shopping and business center.


One of our local builders, Bob Newdoll, has recently built 6 beautiful new homes in Nipomo.  These new homes range between $485,000 & $536,900.  Sizes range from 2178 - 3184 sq. ft.  All homes include 3-car garages, granite counters, tiled baths and open floor plans.  Most are single-level and one even has a mother-in-law suite that you may want to live in yourself!


Located only 10 miles south of Arroyo Grande and 10 miles north of Santa Maria, Nipomo residents say they love the small town feeling they have there and really enjoy the weather.  "Often,  I will leave my job in AG and drive home to Nipomo and within a  few minutes, I am out of the fog and chill and into a balmy 74 degrees." says one Nipomo resident.  I have the beach only a few miles away but don't have to be cold to enjoy it!"


Nancy Puder is the broker and owner of Signature Properties, a prestigious real estate sales and management firm in Arroyo Grande, CA.  You may contact her at Nancy@NancyPuder.com or (805)710-2415 Your calls are always welcome!

  

 

                                                 

 

Why Use a Realtor?

Happy Thanksgiving everyone!

 

Why use a Realtor? With so much information available now with the click of a button, some may question the need for a Realtor at all.  Here are some reasons why Realtors still play a vital role in the process of buying or selling a home.

 

Many people do not realize that all real estate licensees are not the same. Only real estate licensees who are members of the National Association of Realtors (NAR)  can legally be called Realtors. Realtors are committed to treat all parties to a transaction honestly and are actually required to subscribe to a strict Code of Ethics.

 

Real estate transactions involve one of the biggest financial investments most people experience in their lifetime. Transactions today usually exceed $100,000. If you had a $100,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would seem prudent to consider using a real estate professional.

 

Here are a few more reasons to use a Realtor..

 

      ·         Your Realtor can help you determine your buying power.

·         Your Realtor will direct you to the most accurate information available as opposed to many websites that post random and inaccurate information.

·         Your Realtor can assist you in the selection process by providing objective information about each property.

·         Your Realtor can help you negotiate.

·         Your Realtor provides due diligence during the evaluation of the property.

·         Your Realtor can help you in understanding different financing options and in identifying qualified lenders.

·         Your Realtor can guide you through the closing process and make sure everything flows together smoothly.

·         When selling your home, your Realtor can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.

·         Your Realtor markets your property to other real estate agents and the public.

·         Your Realtor will know when, where and how to advertise your property.

·         Your Realtor can help you objectively evaluate every buyer's proposal without compromising your marketing position.

·         Your Realtor can help close the sale of your home.

 

Now that you are convinced and ready to choose your Realtor, be sure to choose one that has an excellent reputation and successful in both a good and a challenging real estate market.

 

Nancy Puder is the broker and owner of Signature Properties, a prestigious real estate sales and management firm in Arroyo Grande, CA.  You may contact her at Nancy@NancyPuder.com or (805)710-2415 To view more articles written by Nancy Puder go to www.NancyPuder.com/blog.asp.

 

 

 

 

 

 

 

 

Buying a Home Requires a Plan...

The dream of owning a home has become a reality for a lot of people over the last few years.   Because of reduced prices, many  buyers have jumped into the status of being a homeowner before they have addressed all aspects of this big decision.  If that is you, it is not too late to get a plan started now.

 

When purchasing a home, it is  important to have a plan so that you and your family will be secure for many years to come.  I can't emphasize enough how important it is to work with professionals who are willing to listen to your dreams and goals and to help you establish a personal path to get you where you want to go.

 

Buyers often think that finding a home they like, in the price range they can qualify for and getting a good interest rate is pretty much all they need to do.  Of course, these things are important, however, making a plan that includes all financial aspects will help you make the choice that is best for you.

 

Putting a financial plan together can sound overwhelming at first, but it is as easy as assembling a team of professionals who are genuinely intererested in seeing you achieve your long term goals.  Your team should consist of a mortgage lender, an accountant, a Realtor, a financial advisor, an insurance agent, an estate planner and, in some states, a real estate attorney.

 

Planning for your future and buying a home is a big step for most people.  Just the  process of finding a home and getting the loan can be overwhelming.  This is why choosing the right people to have on your team is important.  A good professional in any one of these areas should be able to refer you to another business person whom they know and trust in the appropriate field.

 

To begin, find a Realtor or mortgage lender that realizes the importance of having a team  in place to create solid financial plan.   If they are truly interested in helping you to achieve your goals and not simply making the sale, they will have other business people in mind that they will refer you to with confidence to assist in creating a great plan to secure your future.

 

Nancy Puder is the broker and owner of Signature Properties, a prestigious real estate sales and management firm in Arroyo Grande, CA.  You may contact her at Nancy@NancyPuder.com or (805)710-2415 Your calls are always welcome!

 

 

 

 

6 Tax Facts Homeowners Should Know

This is the time to start thinking about how your 2012 is going to be presented to the IRS at tax time.  Here are 6 tax facts that all homeowners should know!

 

1.  If you have owned your home and lived in it 2 of the past 5 years prior to selling it, you can generally deduct up to $250,000 of the gain from your income ($500,000 if you are filing a joint return in most cases).

 

2. You are not eligible for this exclusion if you sold a principal residence within the past 2 years and excluded the allowable gain from your income.

 

3.  If you can exclude ALL of the gain from the sale of your principal residence, you do not have to report the sale on your income tax return.

 

4. If you have a sale on your principal residence that exceeds the allowable deduction, it is taxable.

 

5. You can't deduct a loss from the sale of your principal residence.

 

6. Special rules may apply when you sell a home which you received the "first time home buyer credit.  (See IRS publication 523, "Selling Your Home" for details)

 

Nancy Puder is the broker and owner of Signature Properties, a prestigious real estate sales and management firm in Arroyo Grande, CA.  You may contact her at Nancy@NancyPuder.com or (805)710-2415 Your calls are always welcome!